Luupa®

Help centre

Everything you need to know about Luupa — rent rewards, points, verification, and support.

Getting started

What is Luupa?

Luupa is South Africa's first rent rewards platform. We turn every rent payment into rewards and financial value — earn Luupa Points when you pay rent, redeem on groceries, airtime and utilities, and build a verified rental history automatically via WhatsApp.

No new app required. Luupa works the way 90% of South Africans communicate. You pay rent as usual (EFT); we verify with your landlord and award points immediately.

Who is Luupa for?

Tenants — Earn points for paying rent on time. Redeem on essentials or build a verified rental history. Free for every tenant.

Students — Earn on res or digs rent and unlock student-only rewards (textbook cashback, discounted data, campus offers) while building your financial reputation before you graduate. See Luupa for students.

Landlords — Reduce arrears and improve tenant engagement. Early partners see 94% on-time rate and −38% arrears reduction. R0 cost to implement.

Partners — Reach 6.2M rent-paying households. Run targeted campaigns, offer discounts, and drive acquisition.

How do I join the waitlist?

Visit luupa.co.za/join and tell us whether you're a tenant, landlord, or partner. Takes about a minute. We'll reach out when Luupa is available in your area or when your landlord enrols.

Tenants

How do I earn Luupa Points?

Earn Luupa Points every time you pay rent. Your landlord confirms the payment, and we award points immediately — 500 pts when you pay on the due date and 1,000 pts when you pay early. You can also earn bonus points from payment streaks (1,000 at three months, 2,000 at six, 5,000 at twelve), referrals, and partner campaigns.

Pay rent the way you always have (EFT). No change to your payment flow. Luupa verifies with your landlord in real time.

How does rent verification work?

When you pay rent, Luupa verifies the payment with your landlord. Once confirmed, points are awarded immediately. No manual submission needed — it happens automatically.

You don't need to change how you pay. Keep using EFT or your usual method. Your landlord just needs to be enrolled in Luupa.

What can I redeem points on?

Redeem Luupa Points on groceries, airtime, and utilities. Partner rewards include Checkers Sixty60 (3% back), Vodacom (+60 pts), City Power (+120 pts), and more. You'll see available redemptions in the app.

How does verified rental history work?

Every rent payment is verified with your landlord or property manager before it's recognised by Luupa. That verification is what makes your rental record trustworthy — it isn't self-reported.

Each verified payment builds a rental history that shows how consistently and reliably you pay. Over time, that verified record can support better financial opportunities. Luupa is not a credit bureau and your rental record is not a credit score.

What if my landlord isn't on Luupa yet?

Join the waitlist and we'll reach out when Luupa is available. You can also ask your landlord to enrol — it's free for them and takes minimal setup. Once they're in, you can start earning points.

Students

Who qualifies as a student?

Anyone enrolled at a recognised South African university, university of technology, TVET college or private higher-education institution. You verify once with a student email (typically a .ac.za address) or proof of registration to unlock student-only rewards.

See the students page for the full breakdown.

What rewards are only available to students?

Verified students unlock a student tier with deals tenants don't get: a student welcome bonus plus discounts across fashion, food, fitness, tech, travel and nightlife — the same kinds of student deals you'd find on platforms like Varsity Vibe — and student-only campaigns during exam and registration season.

These sit on top of everything tenants earn and roll out as campus and retail partners go live.

Do I earn on res and digs rent?

Yes. You earn Luupa Points on rent you're responsible for — whether that's a residence fee, a private digs lease or a room you rent. As long as the payment can be verified with your landlord, residence or your proof of payment, it counts.

Can I build a financial reputation as a student?

Yes. Paying rent on time creates a verified payment record inside Luupa. Over time this builds a fairer picture of you as a payer — useful when you graduate and apply for a phone contract, car finance or your first solo lease.

What happens to my rewards when I graduate?

Your Luupa Points and payment history stay with you. When you stop being a student you simply move from the student tier onto the standard tenant tiers (Core, Plus and Prime) — your balance and rental record carry over.

For landlords

How does Luupa help reduce arrears?

Luupa rewards on-time payments. Tenants earn Luupa Points when they pay rent, creating a natural incentive to pay on time. Early partners see 94% on-time rate and −38% arrears reduction.

Better payment behaviour, stronger engagement, and long-term retention — without adding cost or admin for you.

What does enrolment involve?

Add your properties to Luupa. Tenants opt in. No change to rent collection — they pay as usual. Luupa verifies payments and rewards tenants. You get basic reporting on tenant engagement and visibility with zero overhead.

Is there a cost?

R0 cost to implement. Luupa is free for landlords during the POC phase. No hidden fees.

For partners

How do I become a Luupa partner?

Join the waitlist at luupa.co.za/join and select "Partner". We work with retail brands, ISPs, mobile operators, and essential service providers. Current partners include Checkers Sixty60, Vida, and Vodacom.

What benefits do partners get?

Access a rent-paying, financially active audience. Run targeted discounts and promotional campaigns. Full control over your reward offering. Low-risk POC with analytics post-POC. Reach tenants who redeem Luupa Points or use partner discounts.

Rewards & benefits

Luupa Points — how they work

Luupa Points are earned for rent payments and partner activity — 500 pts for paying on the due date, 1,000 pts for paying early, plus streak and referral bonuses. R0 cost to join. Free during POC. Redeem on groceries, airtime, utilities, and partner offers.

Partner rewards (groceries, airtime, utilities)

Get rewarded for essentials — Checkers Sixty60 (3% back), Vodacom (+60 pts), City Power (+120 pts), and more. Exclusive discounts from Luupa retail partners. Early access to new deals.

Campaigns & gamification

Partner campaigns — Seasonal offers, bonus points, limited-time deals. Partners run campaigns on Luupa; you'll see them in the app when you pay rent.

Gamification — Earn points for actions, level up through tiers, hit milestones. Your rewards wheel shows progress toward your next reward. Challenges, badges (on-time payer, first rent), and time-bound goals with bonus points.

Luupa Concierge

What is Luupa Concierge?

Luupa Concierge is a complimentary service for Luupa members — your personal concierge for everything at home and around your suburb. Instead of juggling apps, calls, and rewards, just tell your Concierge what you need and we'll handle it. Via WhatsApp.

Think of it like the world's best hotel concierge, built into your home and powered by your Luupa membership. It knows your home, knows your suburb, and knows you.

Learn more about Luupa Concierge →

What can the Concierge help with?

For tenants: Pay rent and track points, log maintenance requests, redeem Luupa Points on groceries and airtime, discover suburb partner offers, and track your rental record.

For landlords: Tenant communication, payment confirmations, maintenance coordination, portfolio visibility, and arrears insights.

Unlike assistants that only give suggestions, your Concierge is connected to your home, local merchants, and your rewards — so it can take action and get things done.

When is Concierge available?

Luupa Concierge launches with Luupa. Join the waitlist to get early access when we go live.

Account & support

How do I contact Luupa?

Email us at info@luupa.co.za. We'll get back to you as soon as we can.

Can't find what you need? info@luupa.co.za

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