How it works

Luupa turns rent into rewards, credit and benefits.

A simple system that connects rent, everyday spend and rewards into one transparent ecosystem.

6.2M
SA rental households
R0
Earned on rent before Luupa
Free.
Free for early joiners.

What's in it for you.

Earn points on rent
Luupa · March 2025
Your rentR 8,500
Rewards1,500 pts
Credit signalActive ✓
Tenants
Earn Luupa Points for paying rent on time

Pay rent the way you always have and earn Luupa Points automatically. Redeem on groceries, airtime and utilities — while building a real credit signal.

Start earning →
Partner rewards
Checkers · Vida · Vodacom
🛒 Groceries3% back
📱 Airtime+60 pts
⚡ Electricity+120 pts
For partners
Access discounts from Luupa retail partners

Get rewarded for other monthly essentials like groceries, airtime, and electricity. Early access to new partner deals and promotions.

Explore partners →
Enrol in Credit Boost
Luupa · Early partners
On-time rate94%
Arrears reduction−38%
Portfolio costR 0
For landlords
Less arrears. Better tenants.

Reward on-time payments automatically. Get real behavioural data across your portfolio and reduce late payment friction — at zero cost to implement.

Learn more →

Turning Rent Into Financial Value

Luupa connects rent and essential monthly payments into a single, verified financial system. By securely linking these payments, Luupa recognises consistency and reliability — without changing how rent is paid.

Over time, this payment history unlocks meaningful benefits, from rewards and partner offers to credit-building opportunities and improved financial access. The more consistent the behaviour, the greater the value created.

For tenants, this means getting recognised for the payments they already make. For landlords, it means better payment behaviour, stronger engagement and long-term retention — all through one shared platform.

Same rent. New rewards and credit signal.

Built on WhatsApp — no new app required. Works the way 90% of South Africans already communicate every day.

01
🏠Rent payment
EFT · confirmed
Step 01
You pay rent
Pay rent exactly how you always have. No change to your bank, method or landlord.
02
💬WhatsApp bot
Verified ✓
Step 02
Verified instantly
Luupa confirms payment with your landlord in real time. Instant. Automatic. Zero admin.
03
Points awarded
+1,500 pts
Step 03
Points awarded
Points hit your account immediately. Earn extra on groceries, airtime and partners.
04
🎁Balance
12,840 pts
Step 04
Redeem or build
Spend points on real rewards — or build a credit profile that helps you access loans and better rates.

What you get.

Earn Luupa Points for paying rent on time
Automatic rewards every month
Rewards on groceries, airtime, electricity
Earn on essential monthly spend
Exclusive partner discounts
Access deals from Luupa retail partners
Track spend and payment habits
One place for your financial view
Improve creditworthiness over time
Build a verified payment signal
Early access to partner deals
First in line for new promotions
Free membership for early joiners
No hidden costs — ever
Your Luupa Points
+1,500 pts
Per rent payment
R0
Cost to join
Free.
During POC

Join the Luup.

Start earning rewards for rent and essentials. Free during the POC phase — no hidden costs.